Foreclosure Mediation Information

Do you need FREE, quality help applying for a LOAN MODIFICATION?
Call Hawaiian Community Assets on Maui at 808-760-5100.
On Oahu: 808-587-7886

Are you interested in using the new MANDATORY MEDIATION LAW?
The mediation program is expected to be up and running October 1st, 2011. Until it is, there is a halt to any new foreclosures. A very useful summary of the program, along with options and information for all homeowner situations, is available at:

http://hawaii.gov/dcca/oah/mfdr/mortagage-foreclosure-dispute-resolution-mfdr-program
or
http://tiny.cc/gbgr6

Are you are ALREADY in foreclosure RIGHT NOW?
You may convert from a non-judicial foreclosure to a judicial foreclosure. This will allow you to go before a judge to hear your case BEFORE the foreclosure is allowed to proceed. If you choose to convert, you must complete the conversion by August 15, 2011. You may want a lawyer for this process, or contact the Legal Aid Society. You can get started on your foreclosure conversion petition at:

http://www.courts.state.hi.us/docs/court_rules/pdf/2011_rcp_temp_adopt_ada.pdf
or

http://tiny.cc/zm3gm

Do you feel that your lender has used FRAUD or DECEPTION in the way they pursued your family in foreclosure?
Submit a written complaint to the Hawaii Office of Consumer Protection at:

http://hawaii.gov/dcca/ocp/consumer_complaint/complaint-form-web-2009.pdf
or
http://tiny.cc/27p0j